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"The WealthONE team is out of this world to work with. They know what they are doing and I really appreciate all their support and for always being able to get things done and quickly close the deal!" 
 
---H.C. Financial Advisor, BC

Recommend a WealthONE CSV Line of Credit

By borrowing up to 90% of the cash surrender value (CSV) of their participating life insurance policy, your clients can gain a powerful personal or business financial tool and use the funds for whatever they want, including to:

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Build wealth and reach financial goals faster
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Buy a new home, an investment property or a business
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Grow a current business to another level
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Create an emergency fund or support a family member
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Supplement retirement income

Benefits of a CSV Line of Credit for your clients

  • Access to funds tax-free¹
  • Client keeps their policy intact without interrupting the growth of their policy
  • Total flexibility: use more than one policy or combine personal and corporate participating life insurance policies together
  • Borrow up to 90% of the CSV of participating policy(s)
  • Policy owner can be an individual or a company

¹Clients should always consult their financial advisor regarding their unique tax situation and the tax-free benefits of a CSV Line of Credit.

How it works

A CSV line of credit provides clients with a set credit limit (minimum $100,000) at a floating rate with the flexibility to draw funds at any time. Clients make interest-only payments on the monthly outstanding balance. If they meet certain qualifications, they can increase the credit limit in the future.

Borrow
WealthONE CSV Line of Credit

Help your clients make the most of their life insurance. View information about our CSV Line of Credit.

How to become a referral partner

Step 1
Read the important documentation below
Step 2
Complete and submit the application and agreement partner@wealthonebank.ca
Step 3
Our CSV specialist will contact you right away

Important documentation

Please review the information below.

Contact us

By phone

1-866-392-1088
Monday to Friday, 9am to 5pm (ET)

Book an appointment

Questions?

Multilingual service

We offer communication in 3 languages

English
Mandarin
Cantonese
Material will update regularly.