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N.G., Ontario
"I just want to give the WealthONE team a big THANK YOU! Their flexible pricing program is fantastic. I don’t see this anywhere else in the Alt-A space. My client was very impressed with how responsive the team could be by taking calls and emails well after business hours. I am definitely doing more business with them!"
                                                                    ---N.G., Broker, ON

Specializing in mortgages that meet the unique borrowing needs of Canadians

Talk to us for innovative mortgage solutions for your clients. We’re focused on meeting the needs of a variety of borrowers, including:

Self-employed individuals
Self-employed individuals
High net worth individuals
High net worth individuals
Foreign Income
Foreign Income
Multi Rentals
Multi Rentals
Newcomers and International students
Newcomers and International students

We approve stories, not numbers

WealthONE reviews each mortgage application individually for approval based on its own merits. We apply our lending policies using a common sense approach, including using all verifiable income sources. Our local market knowledge aids the underwriting process and delivers prompt turnarounds.

Our specialized focus areas

Self-employed individuals
Self-employed individuals

As entrepreneurs ourselves, we recognize the number of self-employed workers continues to rise. For entrepreneurs who have operated businesses longer than 2 years, we are pleased to assist with mortgage needs.

  • We apply business income to supplement personal earnings
  • Clients can have the mortgage held in their holding company

Newcomers to Canada

Newcomers to Canada

WealthONE New to Canada program can assist your clients in buying their first homes in Canada. This program will help both new immigrants and Work Permit holders from mainland China / Hong Kong with residency in Canada under 5 years.

  • Permanent Residents and Work Permit holders from mainland China/Hong Kong
  • Up to 75% Loan to Value
Multi Rentals
Multi Rentals

Financing is getting more complicated for clients who rely on their properties to generate income. The WealthONE rental property program is suited for home buyers/investors who have established excellent credit history and wish to invest in rental properties or generate rental income from their owner-occupied unit.

  • Eligible for buyers who wish to purchase single or multiple units
  • Up to 75% LTV
  • Note: Financing for more than 4 units in a building falls under our Commercial Mortgage program
Foreign Income
Foreign Income

We will consider client income from China, Hong Kong, or the US to supplement personal earnings when qualifying a mortgage.

  • Available to buyers who have verifiable foreign income
  • Up to 60% LTV
International Students
International Students

International students can apply for a mortgage by themselves or with their parents (who often reside in mainland China or Hong Kong) acting as guarantors. This allows international students to have 100% ownership of the property.

  • Available for students purchasing an owner-occupied residence
  • Up to 60% LTV
Our values
WealthONE mortgages

Find flexible mortgage solutions for your unique clients. View information about our various mortgages.

How to become a partner

Read the important documentation below
Read the important documentation below
Complete and submit the application and agreement help@wealthonebank.ca
Complete and submit the application and agreement partner@wealthonebank.ca
Our Mortgage specialist will contact you right away
Our Mortgage specialist will contact you right away

Important Information

Contact us

By phone

1-866-392-1088
Monday to Friday, 9am to 5pm (ET)

Book an appointment

Questions?

Multilingual service

We offer communication in 3 languages

English
English
Mandarin
Mandarin
Cantonese
Cantonese
Material will update regularly.