Once your referred friend has completed all program requirements and eligibility has been verified, both you and your friend will receive a $25 referral bonus. The bonus will be deposited into your eligible WealthONE HISA account within 60 days of verification.
How it works
INVITE A FRIEND
Click below to send your referral link to a friend who isn't currently a WealthONE client and have them open an account.
No referral email? No problem. Simply ask your friend to mention your name during their onboarding call, and we'll apply the $25 referral bonus.
VERIFY THE REFERRAL
Your friend must open and fund their account with a minimum deposit of $100.
As part of the referral verification process, we will contact them by phone, and they must provide your name as the referrer.
GET REWARDED
Your friend must maintain the minimum $100 deposit in their account for 60 consecutive days.
Once all referral program requirements have been met, you'll each receive a $25 reward.
Frequently Asked Questions
When will I receive my $25 referral bonus?
Who qualifies as a referral?
To qualify, your friend must:
- Open an eligible WealthONE account online.
- Fund the account with a minimum deposit of $100.
- Confirm your name as the referrer when contacted by WealthONE as part of the verification process.
- Maintain a minimum balance of $100 for 60 consecutive days.
How many friends can I refer?
There is no limit to the number of friends or family members you can refer. You'll earn a $25 referral bonus for each successful referral who meets all program requirements.
Referrals should be limited to individuals with whom you have a personal relationship and who have agreed to receive information about WealthONE products and services.
When does this promotion expire?
The WealthONE Refer-a-Friend Program is an ongoing offer and currently has no scheduled end date. WealthONE reserves the right to modify, suspend, or terminate the program at any time.
Terms and Conditions
The WealthONE Refer-a-Friend Program (the “Program”) is available to existing WealthONE Bank of Canada clients (“Referrers”) who refer a new client (“Referred Client”) to WealthONE Bank of Canada.
For a Referrer and Referred Client to qualify for the referral reward, the Referred Client must complete all of the following actions (the “Qualifying Actions”):
✓ Open a WealthONE account using a referral link provided by an existing WealthONE client, by sharing the Referrer’s name or referral code.
✓ Successfully fund the new account with a minimum deposit of $100 CAD within 60 days after the account is opened.
✓ Participate in WealthONE's referral verification process and identify the Referrer when contacted by WealthONE.
✓ Maintain a minimum account balance of $100 CAD for at least 60 consecutive days following the deposit.
A "Referred Client" is an individual who is not an existing WealthONE client at the time the referral is made and who successfully opens a WealthONE account in accordance with WealthONE's account opening requirements.
Once all Qualifying Actions have been completed and eligibility has been verified, both the Referrer and the Referred Client will each receive a $25 CAD referral reward. Registered accounts are eligible for this Program. If a Referral Bonus is deposited into a registered WealthONE account (such as a TFSA, RRSP, or any other eligible registered account offered by WealthONE), the bonus amount may be considered a contribution to that account and may affect your available contribution room. If you do not have sufficient contribution room, the contribution may result in excess contribution taxes, penalties, or other adverse tax consequences. It is your responsibility to ensure that sufficient contribution room is available before selecting a registered account for payment of the Referral Bonus. WealthONE is not responsible for any tax, penalty, or other consequences resulting from, or related to, excess contributions.
Referrers may refer an unlimited number of eligible friends and family members, provided each referral satisfies all Program requirements. Referrers may only refer individuals with whom they have an existing personal relationship and who have agreed to receive information about WealthONE products and services. WealthONE reserves the right to request additional information to verify the legitimacy of any referral. A referral reward will be paid only once per eligible Referred Client.
A referral will not qualify if:
the Referred Client is an existing WealthONE client, the Referred Client does not complete all Qualifying Actions, the Referred Client fails to maintain the required minimum balance of $100 CAD for 60 consecutive days. If the balance falls below $100 CAD during this qualification period, the referral will no longer qualify for the referral reward. Any referral reward previously paid may be reversed or recovered by WealthONE.
✓ WealthONE is unable to verify the referral or determine the identity of the Referrer.
✓ The Referred Client's account is closed, restricted, or otherwise ineligible to receive the referral reward during the qualification period under the Program.
The Program may not be combined with other referral promotions or incentives unless expressly stated by WealthONE.
WealthONE reserves the right, at its sole discretion, to modify, suspend, withdraw, or terminate this Program at any time without prior notice. WealthONE may withhold, deny, or recover referral rewards where it determines that the Program has been used in a manner that is fraudulent, abusive, misleading, or otherwise inconsistent with these Terms and Conditions.
By participating in the Program, both the Referrer and Referred Client agree to these Terms and Conditions and any applicable WealthONE account agreements.
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