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Your 2024 tax slips are now ready for download. You can access your T5, RRSP Contribution Receipts, and other applicable tax documents through your WealthONE online banking account, click here to log in. If you have opted for mailed copies, they will be sent out shortly. The 1st 60-Day RSP Contribution Tax Slips are now available for download and mailed copies will be sent on March 28, 2025.

If you have any questions, please contact our client service representatives from 9 am to 5 pm EST by calling 1-866-392-1088 or send an email to help@wealthonebank.ca.

The 2025 TFSA contribution limit is $7,000, same as 2024.
The 2024 RRSP contribution limit is 18% of previous year's earned income up to $32,490 (whichever is lower).

The annual contribution limit can change from year to year. You can make contributions anytime during the year, periodically or as a lump sum. Please always check your room to make sure you don't overcontribute.

Learn more about TFSA and RRSP.
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Guaranteed Investment Certificate (GIC) Rates

Rates effective 2026-05-01***


3.30%

1 year


3.65%

18 months


3.65%

2 years


3.75%

3 years


3.85%

4 years


4.05%

5 years

These rates apply to non-registered GICs and registered GICs held in TFSAs and RRSPs.

Invest

Guaranteed Investment Certificates (GICs)

GICs are a secure and worry-free way to invest your money and guarantee 100% of your principal. Know exactly how much you’ll end up with as you earn interest at a fixed rate for the term you choose. Your interest rate is guaranteed, so you don’t need to worry about changes in markets or the economy. The guaranteed returns can also help offset your higher-risk investments.

Features

Investing in a GIC is easy

Choose the option that works best for you:

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Bank

High Interest Savings Account

Great interest rate and maximum flexibility to support your daily banking.

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Online investing

Smart Money Invest

A professionally-managed and diversified portfolio of high-quality investments, Smart Money Invest is a low-cost, automated investment portfolio that matches your personal financial goals, timeline, and risk tolerance.

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Savings Calculator

These calculators are made available to you as tools for independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy. All examples are hypothetical and are for illustrative purposes only.

Frequently Asked Question

To open registered accounts or add a joint account, please contact our Client Service team at 1.866.392.1088 (Mon–Fri, 9am–5pm EST), email help@wealthonebank.ca, or book an appointment.Regular GIC and HISA accounts can be opened online.

Go to “My Accounts” and click on “View e-statements.”
For tax slips, click on “View e-documents.”

 Always keep your personal and financial information private.
WealthONE will never contact you via phone, email, or text to ask for your password, bank details, or one-time verification codes.

 Due to a Canada Post service interruption, mailed statements may be delayed.

 You can download your statements anytime through online banking.
 It’s fast, secure, and always available. Simply follow the steps on this page.