*Terms and conditions apply. This special GIC Rate Offer is available only until October 31, 2023. Applications and funds must be received on or before the deadline. A minimum investment of $1,000 is required for this promotion. Only applies to personal accounts. All GICs are non-redeemable. Wealth One Bank of Canada, in its sole discretion, reserves the right to modify or terminate this Offer at any time, without notice. Rates are per annum and are subject to change without notice. For GICs with a term of more than one year, interest is paid through one of two options of your choice 1) interest is compounded on each anniversary date of the GIC and then paid on the maturity date; or 2) interest is paid annually to the savings account opened for you on your behalf. For terms of one year or less, simple interest is calculated and paid at maturity. Deposits are eligible for Canada Deposit Insurance Corporation (CDIC) insurance. Offer applies to registered and non-registered GICs. See Terms and Conditions for more details.

* CDIC limits apply. Canada Deposit Insurance Corporation (CDIC) is a federal Crown corporation that protects your deposits for up to $100,000 per insured category at financial institutions that are CDIC members. Coverage is free and automatic – you don’t have to sign up.

**Fixed-term GICs are non-redeemable prior to the Maturity Date.

*** GIC confirmations are sent by email to clients. GICs renew automatically unless the customer provides instructions to the contrary, which requires the customer to call the Wealth One Call Centre at 1.866.392.1088. These instructions may be provided up to 10 days after the renewal date. The issue date of the GIC is the date on which funds are received by the Bank. See Account Terms and Conditions.