How to Purchase  



A GIC investment provides security, peace of mind and guaranteed growth. Whether you plan to save for a vacation, invest for your kids’ education, diversify your investment portfolio or plan for retirement income, GICs are a great option to help you to achieve those goals. Our GICs are also available for 
TFSAs and RRSPs.

Features & Benefits

Are you ready to earn Cash Back?

  • Purchase a GIC product and get your cash back now! The more you save, the more cash back you get! 
  • When applying, enter promotional code CB20 in the field “How did you hear about us?”

    Terms and Conditions:*

    • Purchase a GIC product and receive 0.2% cash back per year of the deposit term.
    • Cash back amount is calculated by multiplying the principal amount by 0.2%, multiplied by the term. For example, a $10,000, 5-Year GIC gets $100 cash back ($10,000 X 0.2% X 5 = $100).
    • This is a one-time cash back payment available on new deposits only.
    • The cash back amount will be paid upon receipt of your funds at the time of the GIC purchase and will be deposited into a savings account with us.
    • You may leave the cash back amount in the savings account, add it to your investment or transfer it to your external linked bank account.
    • Promotion starts from February 15, 2019.

    *Applicable to non-registered and registered GIC products. GICs are non-redeemable. Special redemption provisions apply to 3-Year Escalator GIC. Business accounts are excluded from cash back promotion. Interest is compounded on each anniversary date of the GIC and then paid on the maturity date.  For terms of one year or less, simple interest is calculated and paid at maturity. Wealth One Bank, in its sole discretion, reserves the right to modify or terminate this cash back offer at any time, without notice. This offer cannot be combined with any other offer. Interest rates are subject to change without notice. Cash Back amount may be considered income for tax purposes. Tax receipt will be issued where required. See additional Terms and Conditions.


    Contact us toll-free at:
    1-866-392-1088Our customer service team is available Monday to Friday 8am to 8pm (EST) Saturday 10am to 4pm (EST).


    We are pleased to offer service in English, Mandarin and Cantonese.