WealthONE Guaranteed Investment Certificates (GICs) provide guaranteed rates of return over a fixed period of time. Our rates are highly competitive. Select a term that best fits your needs for up to 5 years, and watch your money grow worry free.  

WealthONE GICs - Non-Redeemable (Personal Only)Rates
1 Year 2.84%
2 Years 3.08%
3 Years 3.16%
4 Years 3.33%
5 Years 3.40%

Increase your savings with a GIC investment. It provides security, peace of mind and guaranteed growth. Whether you plan to save for a vacation, invest for your kids’ education, diversify your investment portfolio or plan for retirement income, GICs are a great option to help you to achieve those goals. Our GICs are also available for TFSAs and RSPs .

Features & Benefits

  • $1,000 minimum investment
  • Flexibility with terms of 1 to 5 years
  • Non-Redeemable
  • Interest is paid at maturity
  • Automatically renews into a 1 year GIC, unless you instruct us otherwise
  • Steady, predictable interest income that is guaranteed
  • Eligible for Canada Deposit Insurance Corporation (CDIC) insurance

How to Purchase 

Existing Savings Account Clients

Login to Online Banking
Go to Account Services, and select WealthONE 3-Year Escalator GIC.

New Clients

Apply Online
Start your online application today and we will follow up with you to complete your application.


Contact us toll-free at:
1-866-392-1088

Our customer service team is available Monday to Friday 8am to 8pm (EST) Saturday 10am to 4pm (EST).


We are pleased to offer service in English, Mandarin and Cantonese.

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