The 2025 TFSA contribution limit is $7,000, same as 2024.
The 2025 RRSP contribution limit is 18% of previous year's earned income up to $32,490 (whichever is lower).

The annual contribution limit can change from year to year. You can make contributions anytime during the year, periodically or as a lump sum. Please always check your room to make sure you don't overcontribute.

Learn more about TFSA and RRSP.

* Rates are per annum and are subject to change without notice. Interest is calculated on the daily closing balance in a Savings account and paid monthly. See Account Terms and Conditions.

** CDIC limits apply. Canada Deposit Insurance Corporation (CDIC) is a federal Crown corporation that protects your deposits for up to $100,000 per insured category at financial institutions that are CDIC members. Coverage is free and automatic – you don’t have to sign up.

*** Fees are subject to change without notice.