Borrowing



  • Our tailored mortgage solutions are especially suitable for self-employed, high net worth individuals, investors with multiple rental properties and individuals who have foreign income

  • Our New to Canada Program can help both recent arrivals and those who are Permanent Residents or hold Work Permits


Whether you are a first-time home buyer, renewing or refinancing your existing mortgage, we are here to show you the best solution.

  • Borrow up to 80% of the property value with 30 year Amortization
  • A great choice of payment options: monthly, semi-monthly, bi-weekly, weekly, accelerated bi-weekly, accelerated weekly
  • Pay off your mortgage faster. You can pre-pay up to 20% of original principal and / or increase your payment up to 20% of original payment, annually


Find out which Mortgage is right for you!

Type

Description

How does it help you

Fixed Rate 1 to 5 year terms You have the peace of mind knowing exactly what your interest rate and mortgage payments are during the term of your mortgage.
Variable Rate 3 or 5 year terms

Your mortgage payments are set for the term, even though interest rates may fluctuate during that time. If interest rates go down, more of the payment is applied to reduce the principal; if rates go up, more of the payment is applied to payment of interest.

A variable rate mortgage provides you with the flexibility to take advantage of falling interest rates and to convert to a fixed rate mortgage at any time.


Contact Our Experienced Mortgage Experts

Eastern Canada

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Johnny Jiang

Mobile: 416-500-8655
Office:  866-597-3668 ext. 8104
Email:  johnny.jiang@wealthoneba


Western Canada

Alvin Lin

Mobile: 604-321-9432
Office:  866-597-3668 ext. 8201
Email:  alvin.lin@wealthonebank.ca

Frank Lee
Mobile: 604-649-3186
Office:  866-597-3668 ext. 8206
Email:  frank.lee@wealthonebank.ca