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    Limited-time offer

    Purchase a 1 to 5-year GIC between January 18 and March 1, 2023 and get premium interest rates on a WealthONE Prosperity GIC™!




    1-year GIC



    18-month GIC



    2-year GIC



    3-year GIC



    4-year GIC



    5-year GIC

    *活动法律声明请参考页面最下方英文内容。Terms and Conditions Apply, check the bottom of this page for more details.

    投资 Invest

    第一财富银行担保投资证 (GICs)
    WealthONE Guaranteed Investment Certificates (GICs)

    GICs are a secure and worry-free way to invest your money and guarantee 100% of your principal. Know exactly how much you’ll end up with as you earn interest at a fixed rate for the term you choose. Your interest rate is guaranteed, so you don’t need to worry about changes in markets or the economy. The guaranteed returns can also help offset your higher-risk investments.

    产品特点  Features

    • 您可以选择1年至5年不等的投资期限**
    • Choose from 1-year to 5-year terms**
    • 您可以将本产品放入非注册账户、免税储蓄账户 (TFSA) 和注册退休储蓄计划 (RSP)
    • Can be purchased for your WealthONE non-registered, TFSA or RSP account
    • 我们的担保投资证账户受加拿大存款保险公司(CDIC)担保*
    • Eligible for Canada Deposit Insurance Corporation (CDIC) Insurance*
    • 最低投资额为1,000加元
    • Minimum $1,000 investment
    • 第一财富银行的担保投资证不可提前赎回**
    • WealthONE GICs are non-redeemable**

    Opening a GIC is easy

    Choose the option that works best for you:
    高息储蓄账户 | Check our High Interest Savings Account


    For even more flexibility, you can also choose our High Interest Savings Account (HISA) for a rate of 3.40% and enjoy the competitive rates with no monthly fees!

    退休储蓄 | Retirement savings


    Registered with the Canadian government, an RRSP lets you save for your retirement in a tax-sheltered account. You receive an immediate tax benefit when you contribute to your RRSP in your working years as the contributions are tax deductible.

    *Terms and conditions apply. This special GIC Rate Offer is available only until March 1, 2023. Applications and funds must be received on or before the deadline. A minimum investment of $1,000 is required for this promotion. Only applies to personal accounts. All GICs are non-redeemable. Wealth One Bank of Canada, in its sole discretion, reserves the right to modify or terminate this Offer at any time, without notice. Rates are per annum and are subject to change without notice. For GICs with a term of more than one year, interest is paid through one of two options of your choice 1) interest is compounded on each anniversary date of the GIC and then paid on the maturity date; or 2) interest is paid annually to the savings account opened for you on your behalf. For terms of one year or less, simple interest is calculated and paid at maturity. Deposits are eligible for Canada Deposit Insurance Corporation (CDIC) insurance. Offer applies to registered and non-registered GICs. See Terms and Conditions for more details.

    * CDIC limits apply. Canada Deposit Insurance Corporation (CDIC) is a federal Crown corporation that protects your deposits for up to $100,000 per insured category at financial institutions that are CDIC members. Coverage is free and automatic – you don’t have to sign up.

    **Fixed-term GICs are non-redeemable prior to the Maturity Date.

    *** GIC confirmations are sent by email to clients. GICs renew automatically unless the customer provides instructions to the contrary, which requires the customer to call the Wealth One Call Centre at 1.866.392.1088. These instructions may be provided up to 10 days after the renewal date. The issue date of the GIC is the date on which funds are received by the Bank. See Account Terms and Conditions.