With a WealthONE Escalator GIC, you enjoy all of the benefits a regular Guaranteed Investment Certificate (GIC) offers while the interest rate on your investment escalates from year to year, plus the flexibility to cash out your money in whole or in part on each anniversary date.  

WealthONE 3-Year Escalator GICRates
Year 1 2.20%
Year 2 3.20%
Year 3 4.20%
Average Yield 3.30%*


Features & Benefits

  • $1,000 Minimum investment 
  • Steady and predictable interest income that is guaranteed
  • Highly competitive rates to help grow your investment
  • Flexibility to redeem on each anniversary date, with no penalty
  • Interest compounds annually and is paid at maturity or on anniversary redemption date
  • Automatically renews into a 1 year GIC at maturity, unless you instruct us otherwise
  • Excellent investment to diversify your portfolio
  • Available for TFSAs and RSPs
  • Eligible for Canada Deposit Insurance Corporation (CDIC) insurance

How to Purchase 

Existing Savings Account Clients

Login to Online Banking
Go to Account Services, and select WealthONE 3-Year Escalator GIC.

New Clients

Apply Online
Start your online application today and we will follow up with you to complete your application.


Contact us toll-free at:
1-866-392-1088

Our customer service team is available Monday to Friday 8am to 8pm (EST) Saturday 10am to 4pm (EST).


We are pleased to offer service in English, Mandarin and Cantonese.

Terms and Conditions